Lending Partners
Partner with Neighborhood BusinessWorks to expand your lending portfolio. Flexible lending solutions to benefit you and your clients.
Small businesses and startups in Maryland can get help to grow through a range of financing programs available from the Maryland Department of Housing and Community Development. These programs are designed to support lending and financing through traditional lenders, and can make the difference between a project launching or not.
Financing Options
- Loan Participations: allows Bank/CDFI to reduce borrower exposure and/or increase loan amount
- Collaborative Financing: pair DHCD Business Lending with Bank/CDFI financing for permanent take-outs, bridge loans, construction loans, etc.
- Lender Referrals: DHCD partners with lending institutions for referrals and companion lending with a minimum 1:1 private capital match. Through referral relationships, DHCD helps match lenders and borrowers.
- Loan to lender: Designed for Community Development Financial Institutions (CDFIs) for relending to small businesses combined with the required private capital match
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Current Loan to Lender CDFIs
If you’re looking for a participating Community Development Financial Institution to apply for a loan, the Department has several participating CDFIs.
Eligible Locations
These programs are available to businesses that are located, or will be located in Maryland's Sustainable Communities and Priority Funding Areas (see Neighborhood Revitalization Mapper).
Resources
- Maryland Business Express: Maryland's resources to plan, start, manage, and grow your business.
Contact Information
Program Contact: Business Lending Team
Email: [email protected]
Phone: 301-429-7408