Energy Loans & Grants for Residents

Lower your utility bills and increase home comfort

We help Maryland homeowners and renters of all income levels with the resources to improve their home’s energy efficiency. Our programs can help with insulation, hot water system improvements, furnace repair or replacement, renewable energy systems, and other health and safety enhancements. 

Apply today, and our team will match you with the best programs for your household. Not ready to apply yet? Fill out our interest form to see if you qualify.

What’s ​next?

After we receive your application, we will qualify you for as many funding sources as possible. If your eligibility is confirmed, you will receive a letter from DHCD with your assigned contractor. You may contact them to schedule your in-home energy assessment or wait for them to contact you within 30 days. The assessment will identify the savings potential in your home and prioritize the most effective ways to reduce your energy costs while increasing comfort in the home. Finally, the contractor will complete the recommended work, at no cost to you.

Energy grant programs

Our team will automatically combine all applicable programs for you, but if you would like to learn more about the individual requirements for each funding source, please visit the following programs.