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Homeowner Repair Loans & Grants

The Maryland Department of Housing and Community Development offers several programs designed to help eligible Maryland homeowners with home repairs that improve comfort, liv​ability and accessibility. The programs provide grants and loans to finance the rehabilitation, renovation, and reconstruction of single-family homes. These programs address a variety of housing issues, including critical health and safety issues and accessibility improvements.

​​​​​​​​​​Where to Begin? DHCD recommends that households start with a free, in-home comprehensive assessment to identify what can be improved within your home, provide you with more details on what repairs may be needed, and enroll you in the programs that are best for your situation. These programs may include grant and/or loan programs.

Contact Information

Special Loan Programs

Email: [email protected]
Phone: 301-429-7409​
Toll Free (Maryland Only): 877-218-8101​
TTY 711 or 1-800-735-2258