Lending Partners
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Calling Maryland lenders! Partner with the Department of Housing and Community Development (DHCD) through loans-to-lenders, participation loans, and companion loans to small businesses operating in Maryland (500 or fewer employees).
These programs are designed to support lending and financing through traditional lenders, and can make the difference between a project launching or not.
If you are a lender interested in a relationship with DHCD, please reach out to the DHCD business development team: [email protected]
Available Partnerships
- Lender Referrals: DHCD partners with lending institutions for referrals and companion lending with a minimum 1:1 private capital match. Through referral relationships, DHCD helps match lenders and borrowers.
- Companion Loans: Pair DHCD Business Lending with Bank/CDFI financing for permanent take-outs, bridge loans, construction loans, etc. This is a great fit for gap financing to real estate development projects with demonstrable community value.
- Participation Loans: DHCD contribution of up to $5 million available for participation loans.
- Loan to lender: Designed for Community Development Financial Institutions (CDFIs) for relending to small businesses combined with the required private capital match.
Current Loan to Lender CDFIs
If you’re looking for a participating Community Development Financial Institution to apply for a loan, the Department has several participating CDFIs.
Current Loan to Lender CDFIs
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Lendistry
Specializes in small business lending for underserved entrepreneurs, offering fast-track application process for businesses seeking $150,000 or less.
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City First Enterprises
Is people-focused, financing projects that strengthen communities, including small businesses or nonprofits, and mixed-use developments.
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FSC First
Provides access to working capital and flexible financing options for small businesses, with a strong emphasis on meeting borrowers where they are.
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NCRC Community Development Fund
Supports small businesses, particularly minority- and women-owned enterprises, through mission-driven lending and technical assistance resources.
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Baltimore Community Lending
Revitalize and strengthen underserved communities across the Baltimore metro area with flexible financial assistance designed for community development.
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Neighborhood Impact Investment Fund (NIIF)
Delivers capital and inclusive growth to Baltimore’s neighborhoods. Provides loans and investments to accelerate business and economic opportunity.
For more information
- Schedule a consultation
- Email us at [email protected]