Lending Partners
Calling Maryland lenders! Partner with the Department of Housing and Community Development (DHCD) through loans-to-lenders, participation loans, and companion loans to small businesses operating in Maryland (500 or fewer employees).
These programs are designed to support lending and financing through traditional lenders, and can make the difference between a project launching or not.
If you are a lender interested in a relationship with DHCD, please reach out to the DHCD business development team: [email protected]
Available Partnerships
- Lender Referrals: DHCD partners with lending institutions for referrals and companion lending with a minimum 1:1 private capital match. Through referral relationships, DHCD helps match lenders and borrowers.
- Companion Loans: Pair DHCD Business Lending with Bank/CDFI financing for permanent take-outs, bridge loans, construction loans, etc. This is a great fit for gap financing to real estate development projects with demonstrable community value.
- Participation Loans: DHCD contribution of up to $5 million available for participation loans.
- Loan to lender: Designed for Community Development Financial Institutions (CDFIs) for relending to small businesses combined with the required private capital match
Current Loan to Lender CDFIs
If you’re looking for a participating Community Development Financial Institution to apply for a loan, the Department has several participating CDFIs.
Contact Information
Program Contact: Business Lending Team
Email: [email protected]
Phone: 301-429-7408